Questions
Q: When will the loan be due?
A: Generally, on your following payday or you may pay the finance charge and extend
the loan until your next payday.
Q: How much can I borrow?
A: Up to $500.00. (Contingent upon income level and various underwriting criteria.)
Q: When will I receive my loan?
A: If all information is received by 5:00 p.m. EST and can be verified, you will
generally receive your money on the next business day.
Q: When will I hear from you?
A: If you have applied between 9:00 a.m. and 7:00 p.m. EST on business days, you
will hear from us within 15 – 30 minutes. Otherwise you will hear from us within
one business day or sooner, upon us receiving the necessary information. We will
contact you with a loan offer or email you for missing information. We are closed
on weekends and holidays.
Q: How will I know if I'm approved?
A: We will contact you with a loan offer. If denied, you will receive a notice by
mail.
Q: Can I extend the loan?
A: Yes, after 4 renewals you will be required to pay down a portion of your loan
plus any finance charges.
Q: Once paid off, when can I get another loan?
A: You must wait three (3) business days. We may ask you to prove that the
previous loan has been actually paid in full by providing us a bank statement showing
proof of a non-pending payment.
Q: What are the requirements for a loan?
A: Qualifying is easy. There are no credit checks and you just need to meet the
following minimum requirements:
- Currently employed.
- Make at least $1,000 per month.
- Are 18 years of age or older and a U.S. citizen.
- Have a checking account.
- Even bankruptcy, bounced-checks, charge-offs and other credit problems don’t prevent
you from receiving the cash advance you need.
- Other requirements may apply.
Loans are currently not available to residents of Georgia, Virginia, West Virginia,
Kentucky, Oklahoma, New York, New Jersey, Colorado, Ohio, Kansas, North Carolina
or Alabama. PUEDE USTED SOLICITAR UNA SOLICITUD DE PRÉSTAMO EN ESPAÑOL
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